Select your loan parameters below. See your flexible repayments and competitive rates in real-time.
Interest rates are calculated flat and vary from 2.0% to 3.0% based on your tenure. No hidden maintenance charges.
Explore our product suite below. Click "Read More" to view full details or use the Apply button to start your application.
At Loan House Microcredit, we put our customers first. We believe that securing capital should raise your standard of living and expand your enterprise, not burden you with complicated debt traps.
Our automated assessment engine evaluates credit requests instantly, sending money to mobile wallets in minutes.
Transparent terms. What you compute in the calculator is exactly what you pay back. No ledger or administration fees.
We accept non-traditional collaterals (like business accounts and guarantor alignments) to keep credit highly accessible.
We offer complimentary monthly business coaching seminars for our active SME borrowers, boosting success rates.
Submit your application securely in three easy steps.
Our experienced leaders and support staff bring local Ghanaian insight, financial expertise, and digital-first service to every client.
Chief Executive Officer
12 years of fintech leadership focused on inclusive credit access for Ghanaian entrepreneurs.
Head of Credit Risk
Expert in responsible lending and automated risk models guiding our quick approval process.
Customer Experience Lead
Designs our client journeys and ensures every borrower receives clarity and fast service.
Operations Director
Keeps our lending platform running smoothly with a focus on secure, compliant operational delivery.
See how Loan House Microcredit is helping entrepreneurs and families scale operations across Ghana.