Our Products

At Loanhouse Microcredit, we offer flexible and affordable financial solutions designed to meet the diverse needs of individuals, entrepreneurs, and businesses.

Personal Loans

1. Personal Loans

Our Personal Loans provide quick access to funds for emergencies, education, medical expenses, home improvements, travel, or other personal financial needs. With flexible repayment options and a simple application process, customers can access credit with confidence.

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Salary Loans

2. Salary Loans

Designed for salaried employees in both the public and private sectors, our Salary Loans offer convenient financing with repayments structured through monthly salary income. This product helps customers manage unexpected expenses or achieve personal goals without financial strain.

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SME Business Loans

3. SME Business Loans

We support small and medium-sized enterprises (SMEs) with financing to expand operations, purchase equipment, increase inventory, or improve cash flow. Our SME Business Loans are designed to help businesses grow sustainably and remain competitive.

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Micro Enterprise Loans

4. Micro Enterprise Loans

Our Micro Enterprise Loans are tailored for traders, artisans, farmers, and self-employed individuals who require working capital to support their day-to-day business activities. These loans promote entrepreneurship and economic empowerment.

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Asset Financing

5. Asset Financing

Our Asset Financing solution enables individuals and businesses to acquire essential equipment, machinery, vehicles, or other productive assets without paying the full cost upfront. Repayment is spread over an agreed period, making asset ownership more affordable.

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Group Loans

6. Group Loans

Group Loans provide financing to organized groups, cooperatives, associations, and community-based organizations. Members benefit from collective responsibility while accessing funds to support business and income-generating activities.

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School Fees Loans

7. School Fees Loans

Education is an investment in the future. Our School Fees Loans help parents and guardians pay tuition and other educational expenses promptly, ensuring students continue their education without interruption.

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Emergency Loans

8. Emergency Loans

Unexpected financial situations can arise at any time. Our Emergency Loans provide fast access to funds to help customers address urgent needs such as medical emergencies, family obligations, or unforeseen expenses.

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Top-Up Loans

9. Top-Up Loans

Existing customers with a good repayment history may qualify for additional financing through our Top-Up Loan facility, allowing them to meet new financial needs without starting a completely new loan relationship.

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Payroll Partnerships

10. Payroll Management & Loan Partnerships

Loanhouse Microcredit partners with organizations to provide payroll-backed lending solutions for employees. These partnerships enable staff to access affordable credit while simplifying repayment through structured payroll arrangements.

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